Buy a Home in Texas

Whether you are shopping for a home in Dallas or anywhere else in the Lone Star State, you have chosen an amazing place to live.

This area is renowned for beautiful real estate, and somewhere out there, your perfect home is waiting for you.

Before you can get your keys and open your door for the first time, however, you will need to choose the right mortgage.

New Frontier Financial Inc. makes it easy to find a suitable home loan. With a large network of lenders and a wide variety of loan products, we can connect you quickly and easily with a competitive mortgage that will fit your needs.

Discover Your Ideal Home Loan

Conventional

If the amount you need to borrow fits within the Fannie Mae and Freddie Mac guidelines for conforming loans, you can apply for a conforming conventional loan. Choose whether you prefer a fixed or adjustable interest rate, and pick a loan term that fits your plans for your future. Down payments for conventional mortgages start at only 3%.

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FHA

An FHA mortgage is insured by the Federal Housing Administration. Your down payment with this type of home loan can start as low as 3.5%. Competitive rates and other great features are available even to borrowers whose credit scores are not perfect. Many first time homebuyers choose this type of loan.

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VA

If who are applying for a mortgage as a veteran, active duty service member, or eligible surviving spouse, you will want to consider a VA mortgage insured by the Department of Veterans Affairs. You can move into a home in Texas with zero down payment with this type of loan as well as affordable interest rates and no PMI. You can qualify without a perfect credit score.

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Jumbo

To borrow more than the Fannie Mae and Freddie Mac guidelines allow for conforming loans, you can purchase a home with a non-conforming loan, also called a “jumbo loan.”

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Non QM

We offer this mortgage product to borrowers who are self-employed, operate their own businesses, invest, or otherwise earn income outside of the definition of traditional employment. No W-2 form is required.

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Looking to purchase a home as an investment property?
You will also want to take a look at our hard money loans and fix and flip loans.

How Do You Choose the Right
Home Purchase Loan?

While it is good to have choices with respect to mortgages, you might feel unsure where to begin when it comes to identifying which type of home loan is right for you.

A number of factors go into determining what types of mortgages may be suitable. Some of these include:

  • How much you want to borrow.
  • How much you qualify to borrow.
  • What you can afford to spend each month between your mortgage payments, insurance, and other expenses.
  • What you can afford to put down when you buy a home.
  • Your credit score, DTI ratio, and income.
  • How long you want to stay in your home.
  • Your goals for your future.
  • Your service record, if you are applying for a VA loan.

See What Our Clients Are Saying About Us!

Jan Carter
Jan Carter
20:04 02 Jun 21
Rosalyn Scott
Rosalyn Scott
20:17 28 May 21
This lady was and still is a GOD sent...she has been a blessing to help me in every way...
vickie collier
vickie collier
17:42 20 May 21
Martha has done a tremendous job handling our refinance! She is a go getter and diligently works to accomplish the final product! I highly recommend her!
Chad Brooks
Chad Brooks
00:48 15 May 21
These people are awesome! I never thought I would own my own home! Thanks y’all 🕺🏻
billy prince
billy prince
00:36 15 May 21
Excellent experience from start to finish on my home loan. Hats off to New Frontier on everthing!

Buy Your Dream Home in Texas Now

Do you need help figuring out what type of mortgage is right for you? We can answer your questions about different home loan options and help you determine how much home you can afford. You can take the next step toward buying your dream home in Dallas or elsewhere in Texas by calling (469) 886-8300 to schedule your consultation with New Frontier Financial Inc. today.