Buy a Home in Texas

Whether you are shopping for a home in Dallas or anywhere else in the Lone Star State, you have chosen an amazing place to live.

This area is renowned for beautiful real estate, and somewhere out there, your perfect home is waiting for you.

Before you can get your keys and open your door for the first time, however, you will need to choose the right mortgage.

New Frontier Financial Inc. makes it easy to find a suitable home loan. With a large network of lenders and a wide variety of loan products, we can connect you quickly and easily with a competitive mortgage that will fit your needs.

Discover Your Ideal Home Loan


If the amount you need to borrow fits within the Fannie Mae and Freddie Mac guidelines for conforming loans, you can apply for a conforming conventional loan. Choose whether you prefer a fixed or adjustable interest rate, and pick a loan term that fits your plans for your future. Down payments for conventional mortgages start at only 3%.

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An FHA mortgage is insured by the Federal Housing Administration. Your down payment with this type of home loan can start as low as 3.5%. Competitive rates and other great features are available even to borrowers whose credit scores are not perfect. Many first time homebuyers choose this type of loan.

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If who are applying for a mortgage as a veteran, active duty service member, or eligible surviving spouse, you will want to consider a VA mortgage insured by the Department of Veterans Affairs. You can move into a home in Texas with zero down payment with this type of loan as well as affordable interest rates and no PMI. You can qualify without a perfect credit score.

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To borrow more than the Fannie Mae and Freddie Mac guidelines allow for conforming loans, you can purchase a home with a non-conforming loan, also called a “jumbo loan.”

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Non QM

We offer this mortgage product to borrowers who are self-employed, operate their own businesses, invest, or otherwise earn income outside of the definition of traditional employment. No W-2 form is required.

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Looking to purchase a home as an investment property?
You will also want to take a look at our hard money loans and fix and flip loans.

How Do You Choose the Right
Home Purchase Loan?

While it is good to have choices with respect to mortgages, you might feel unsure where to begin when it comes to identifying which type of home loan is right for you.

A number of factors go into determining what types of mortgages may be suitable. Some of these include:

  • How much you want to borrow.
  • How much you qualify to borrow.
  • What you can afford to spend each month between your mortgage payments, insurance, and other expenses.
  • What you can afford to put down when you buy a home.
  • Your credit score, DTI ratio, and income.
  • How long you want to stay in your home.
  • Your goals for your future.
  • Your service record, if you are applying for a VA loan.

See What Our Clients Are Saying About Us!

Justin Gifford
Justin Gifford
22:38 21 Oct 21
Martha and Lane with New Frontier Financial were absolutely incredible! They bent over backwards to help me buy my first home and it was exactly what I needed. They took the time to explain each process, every question, and really showed me the ropes. At every obstacle they were a quick phone call away or in my corner to help!You won’t find a better team of people to help you through the home buying process!
Destiny Gonzalez
Destiny Gonzalez
21:48 17 Aug 21
Martha helped me and was the best mortgage broker in the business! Very quick to respond and very well with communication.
Kasey Wetherford
Kasey Wetherford
21:19 26 Jul 21
They were quick to respond and helped answer everyone of my questions!! Very professional and respectful!
em marie
em marie
19:14 26 Jul 21
Their very helpful and professional.Didn’t let me go one step without helping me through it!! Highly recommend Frontier Financial!
Kia Session
Kia Session
03:10 24 Jul 21
Great company! Very helpful & worked in a quick manner!

Buy Your Dream Home in Texas Now

Do you need help figuring out what type of mortgage is right for you? We can answer your questions about different home loan options and help you determine how much home you can afford. You can take the next step toward buying your dream home in Dallas or elsewhere in Texas by calling (469) 886-8300 to schedule your consultation with New Frontier Financial Inc. today.