New Frontier Financial Inc. makes it fast and easy for customers to apply for a home loan.
Here is how our simple, smooth process works.
Your first step is simple, and that is to give us a call at (469) 886-8300. We will then be able to schedule your consultation. During your consultation, you will have an opportunity to learn about our mortgage process in detail and ask us any questions you might have.
At your consultation, you can ask us as many questions as you have, and receive the detailed, knowledgeable answers you are looking for. We work hard to make the lending process as transparent as possible.
This is also your opportunity to learn about the different types of mortgages and which ones may be most suitable for your needs.
If you have a challenging or unique financial situation, we can discuss potential workarounds and solutions with you for any obstacles you might encounter along the way.
Next, you can fill out your mortgage application and submit it right here on our website.
You will need to gather documents to verify your income, credit, and more. For most applicants, the required documents include:
First time homebuyers will need these in addition to the above:
If you are refinancing, you will need:
At this stage, you receive conditional approval on your loan and a loan commitment.
We will explain the conditions for the initial approval to you and how you can meet them to close on schedule.
If we require any additional documentation from you, we will let you know, and you will need to provide it at this time.
At this stage in the mortgage process, we may also contact third parties to collect other documents.
Once the underwriter has all the documents that are required, they can sign off on your mortgage. That is when you receive final approval on your home loan.
Now it is time to finish up the last of the paperwork and pay any fees that are due. Then you can close, finalizing your purchase.
All that is left is to receive the keys to your new home!
Now you know what to expect from our easy mortgage process at New Frontier Financial Inc. If you are ready to take the next step to purchasing a home, please give us a call today at (469) 886-8300. We can help you purchase a home in Dallas, Fort Worth, Waco, or anywhere in Texas.
New Frontier Financial Inc. NMLS ID 841930 is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.